---
title: "Event Proceedings : February 5-7, 2014 - Secure Technology Alliance"
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[Home](https://www.securetechalliance.org/)Event Proceedings : February 5-7, 2014

# Event Proceedings : February 5-7, 2014









# The 7th Annual Conference

## 2014 Payments Summit

**February 5-7, Grand America Hotel, Salt Lake City, Utah**

![](https://www.securetechalliance.org/wp-content/resources/events/scp14_web_header.jpg)

| [![](https://www.securetechalliance.org/secure/events/20140205/cover.jpg)

Click to View Conference Program](https://www.securetechalliance.org/secure/events/20140205/showguide.pdf) |
| --- |

*Click any hyperlinked title to view presentation slides.*

## Wednesday, February 5

***Plenary Sessions***

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**8:30 · Plenary Keynote Sessions** (PS11)

[Chairman’s Welcome Address](https://www.securetechalliance.org/secure/events/20140205/vanderhoofr.pdf), Randy Vanderhoof, Executive Director, Smart Card Alliance

- [The State of EMV Migration in the United States: Progress Update and Early Learnings](https://www.securetechalliance.org/secure/events/20140205/ericksens.pdf), Stephanie Ericksen, Head of Authentication Product Integration, Visa

- [Mobile Commerce in 2014: Isis Mobile Wallet](https://www.securetechalliance.org/secure/events/20140205/stapletonj.pdf), Jim Stapleton, Chief Sales Officer, Isis

-

**10:30 · Plenary Keynote Sessions** (PS14)

Transforming Payments for an Enhanced Consumer Experience, Edward Olebe, Group Head, U.S. Emerging Payments and Global Products and Solutions, MasterCard Worldwide

**EMV in the U.S. The Twists and Turns for U.S. Migration**

**Moderator**: Dan Heimann, ACI

**Panelists**: Troy Bernard, Discover Financial; John Drechny, Wal-Mart Stores; Jack Jania, Gemalto; Patricia Walters, Vantiv; Emily Santos, SunTrust Banks

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**1:30 · Plenary Keynote Sessions** (PS16)

[Update on Transit, Tolling & Parking Convergence: Is the Vision Becoming Reality?](https://www.securetechalliance.org/secure/events/20140205/dinningm.pdf), Michael Dinning, Director, Transportation Logistics & Security, US Department of Transportation, Volpe National Transportation Systems Center

- [EMVCo: Global Payment Card Specifications Adapting to Contactless & Mobile Commerce for Payments](https://www.securetechalliance.org/secure/events/20140205/byrneb.pdf), Brian Byrne, Director of Operations, EMVCo

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**3:45 · Plenary Keynote Sessions** (PS19)

[FIDO AllianceAuthentication in an Always Connected, Mobile World](https://www.securetechalliance.org/secure/events/20140205/borchertj.pdf), Joerg Borchert, Infineon, on behalf of FIDO Alliance

**Transit Agency Executive Roundtable on EMV, Mobile, and Account-based Fare Collection**

**Moderator**: Randy Vanderhoof, Smart Card Alliance

**Panelists**: Michael DeVitto, MTA/New York City Transit; Clair Fiet, Utah Transit Authority; John McGee, SEPTA;, Greg Garback, WMATA

***Track Sessions***

## Thursday, February 6

**EMV Payments Track**

-

**9:00 · State of US EMV Migration Technology & Business Implications for the Market** (EP21)

**Moderator**: Oliver Manahan, MasterCard

[Considerations for Enabling Debit Routing with Consumer and Merchant Choice](https://www.securetechalliance.org/secure/events/20140205/pisarevn.pdf), Nick Pisarev, Giesecke & Devrient America

[Can EMV Testing and Certification Be Made More Efficient?](https://www.securetechalliance.org/secure/events/20140205/kohlerc.pdf) Cindy Kohler, Visa

[Choosing the Best EMV Risk Parameters for the US Market Chip and What? Online or Offline? Contact or Dual Interface?](https://www.securetechalliance.org/secure/events/20140205/emeryk.pdf) Kevin Emery, Discover Financial Services

[Can Consumer and Merchant Education Keep Pace With Rapid Change? Cynthia Knowles](https://www.securetechalliance.org/secure/events/20140205/knowlesc.pdf), FIS North American Card Solutions

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**10:45 · EMV Payments Acceptance Across All Channels** (EP22)

**Moderator**: Deane Cook, Chase Card Services

[ATM Operators and International Transactions](https://www.securetechalliance.org/secure/events/20140205/schnittmanr.pdf), Ron Schnittman, Bank of America

[Securing the Card Not Present Channels](https://www.securetechalliance.org/secure/events/20140205/wanga.pdf), Astrid Wang, Gemalto

[EMV as Part of the Transforming Consumer Payment Experience](https://www.securetechalliance.org/secure/events/20140205/vlugte.pdf), Erik Vlugt, VeriFone

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**1:30 · EMV Implementation Strategies** (EP23)

**Moderator**: Reid Holmes, Inside Secure

[Choosing the Correct Card Technology Options and Card Management Strategy for Issuers](https://www.securetechalliance.org/secure/events/20140205/andreaep.pdf), Philip Andreae, Oberthur Technologies

[Merchant Terminal Implementation Considerations](https://www.securetechalliance.org/secure/events/20140205/murrayb.pdf), Bruce Murray, B2

[Acquirer Strategies for EMV Acceptance and Processing](https://www.securetechalliance.org/secure/events/20140205/friedmana.pdf), Allen Friedman, TSYS

[Interac Experience with EMV Debit](https://www.securetechalliance.org/secure/events/20140205/johnsonl.pdf), Lorna Johnson, Interac

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**3:15 · After EMV: What Comes Next?** (EP24)

**Moderator**: Docia Myer, CPI Card Group

[EMV, Tokenization and the Cloud](https://www.securetechalliance.org/secure/events/20140205/kutschm.pdf), Mike Kutsch, MasterCard Worldwide

[EMV and PCI](https://www.securetechalliance.org/secure/events/20140205/leacht.pdf), Troy Leach, PCI Security Standards Council

[Bringing Hardware-based Security to Digital Commerce](https://www.securetechalliance.org/secure/events/20140205/tingm.pdf), Michael Ting, SecureKey

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**4:15 · EMV Roundtable Discussion: The Changing U.S. Payments landscape: Impact of Innovation on Payments Behavior in the Future** (EP25)

**Moderator**: Cathy Medich, Smart Card Alliance

[ACH, Mobile, New Technologies](https://www.securetechalliance.org/secure/events/20140205/baxleyd.pdf), Deborah Baxley, Capgemini Financial Services Global Business Unit

[Key Considerations for Security and Privacy, NFC](https://www.securetechalliance.org/secure/events/20140205/fonsecaj.pdf), Jeff Fonseca, NXP Semiconductors

[Merchant Impact](https://www.securetechalliance.org/secure/events/20140205/englishm.pdf), Michael English, Heartland Payment Systems

**Mobile Payments Track**

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**9:00 · State of Mobile Payments Technology and Business Implication for the Market** (MP21)

**Moderator**: John Rego, OTI America

[Perspectives on Global NFC Payments Adoption](https://www.securetechalliance.org/secure/events/20140205/byersl.pdf), Lanny Byers, Consult Hyperion

[Role of Mobile and Chip in Payments Innovation](https://www.securetechalliance.org/secure/events/20140205/baxleyd.pdf), Deborah Baxley, Capgemini Financial Services Global Business Unit

NFC Ecosystem Readiness – Devices, TSMs, and Secure Elements, Philippe Benitez, Gemalto

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**10:45 · Understanding Mobile Payments Schemes and Offers Strategies** (MP22)

**Moderator**: Chandra Srivastava, Visa

[Isis Mobile Wallet](https://www.securetechalliance.org/secure/events/20140205/sabettit.pdf), Tony Sabetti, Isis

[Customer & Merchant Experience Considerations](https://www.securetechalliance.org/secure/events/20140205/zalewskit.pdf), Tom Zalewski, CorFire

[Sprint Open NFC Wallet](https://www.securetechalliance.org/secure/events/20140205/reisgiesh.pdf), Hans Reisgies, Sequent

[Paydiant Mobile Wallet](https://www.securetechalliance.org/secure/events/20140205/ricej.pdf), Jed Rice, Paydiant

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**1:30 · Securing Mobile Payments** (MP23)

**Moderator**: Brent Bowen, VALID USA

[Mobile User Authentication](https://www.securetechalliance.org/secure/events/20140205/wadhwanig.pdf), Girish Wadhwani, Nok Nok Labs

[Mobile Testing and Certification](https://www.securetechalliance.org/secure/events/20140205/giandominicix.pdf), Xavier Giandominici, FIME

[Advances in TEE Security Standards](https://www.securetechalliance.org/secure/events/20140205/gillickk.pdf), Kevin Gillick, GlobalPlatform

[NFC Credentials in the Cloud–Pros and Cons of Secure Element and HCE Models](https://www.securetechalliance.org/secure/events/20140205/gargiulom.pdf), Micheal Gargiulo, TNG Technologies

-

**3:15 · Maturing of the NFC Mobile Payments Ecosystem** (MP24)

**Moderator**: Kelly Urban, First Data

[Service Provider TSM](https://www.securetechalliance.org/secure/events/20140205/ekersj.pdf), John Ekers, ABnote

[How NFC, BLE and QR Compare](https://www.securetechalliance.org/secure/events/20140205/bronm.pdf), Maarten Bron, UL

[Why Smart Card Solutions for Mobile Cybersecurity will Accelerate Mobile Payments](https://www.securetechalliance.org/secure/events/20140205/narendras.pdf), Siva Narendra, Tyfone

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**4:15 · Roundtable Discussion: Mobile as a Platform for the Next Generation** (MP25)

**Moderator**: Jane Cloninger, Edgar Dunn

**Panelists**: Sadiq Mohammed, MasterCard Worldwide; Steve Mott, BetterBuyDesign; Chandra Srivastava, Visa

**Transit Payments Track**

-

**9:00 · Building on the Open Loop Payments Foundation** (TP21)

**Moderator**: Julie Green, LTK Engineering

[Philadelphia](https://www.securetechalliance.org/secure/events/20140205/kanej.pdf), Jerry Kane, SEPTA

[Washington DC](https://www.securetechalliance.org/secure/events/20140205/garbackg.pdf), Greg Garback, WMATA

[New York City](https://www.securetechalliance.org/secure/events/20140205/lindena.pdf), Amy Linden, MTA/ NYCT

[PRESTO](https://www.securetechalliance.org/secure/events/20140205/seidene.pdf), Edgar Seiden, PRESTO

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**10:45 · Emerging Transit Payments Options Panel** (TP22)

**Moderator**: Willy Dommen, Accenture

[Dallas](https://www.securetechalliance.org/secure/events/20140205/leiningerd.pdf), David Leininger, Dallas Area Rapid Transit

[Boston MBTA](https://www.securetechalliance.org/secure/events/20140205/davisj.pdf), Jonathan Davis, MBTA

[Europe’s Transport Future](https://www.securetechalliance.org/secure/events/20140205/thysg.pdf), Gerd Thys, Clear2Pay

[Considerations for Agencies Adopting NFC Mobile Ticketing](https://www.securetechalliance.org/secure/events/20140205/dekozand.pdf), David deKozan, Cubic

-

**1:30 · Making Open Loop Payments Work for Transit** (TP23)

[Challenges with Open Loop in Transit](https://www.securetechalliance.org/secure/events/20140205/wilsonm.pdf), Michael Wilson, Accenture

[EMV in Transit-Experiences from London](https://www.securetechalliance.org/secure/events/20140205/mcevoyn.pdf), Neil McEvoy, Consult Hyperion

[Navigating Association Rules for Open Payments](https://www.securetechalliance.org/secure/events/20140205/findleyt.pdf), Trevor Findley, CH2M Hill

[Efficient Open Payment Fare Collection](https://www.securetechalliance.org/secure/events/20140205/haldenn.pdf), Nick Halden, VIX Technology

-

**3:15 · Prepaid Solutions for Transit** (TP24)

**Moderator**: Michael Nash, Xerox

Transit Prepaid Card Market Overview, Michael Nash, Xerox

[SEPTA’s Prepaid Card Implementation Model](https://www.securetechalliance.org/secure/events/20140205/kanej.pdf), Jerry Kane, SEPTA

[Prepaid Solutions for Transit](https://www.securetechalliance.org/secure/events/20140205/hedbergb.pdf), Brian Hedberg, Ready Credit

[UTA’s Prepaid Card Implementation Model](https://www.securetechalliance.org/secure/events/20140205/robertsc.pdf), Craig Roberts, UTA and Phil Graves, InComm

[SERVE’s Prepaid Cards for Transit](https://www.securetechalliance.org/secure/events/20140205/solliem.pdf), Matt Sollie, American Express

-

**4:15 · Roundtable Discussion, Open Payment Challenges for Smaller Agencies** (TP25)

**Moderator**: Trevor Findley, CH2M-Hill

**Panelists**: Eric Schindewolf, Visa; Doug Kilgore, Isis; Craig Roberts, UTA; Mark Lulic, MasterCard

***Track Sessions***

## Friday, February 7

**Convergence Session: EMV/NFC Mobile Payments**

-

**9:00 · Canada’s Journey to Mobile Payments – EMV, NFC, and/or Cloud** (MB31)

**Moderator**: Tracey Black, GFH Group

[Update on EMV Migration and Mobile Payment activities in Canada, Contactless Infrastructure Deployment-Creating a Path to Mobile?](https://www.securetechalliance.org/secure/events/20140205/blackt.pdf), Tracey Black, GFH Group

[Mobile Payment Solutions and Strategies under consideration in Canada, How will the path of EMV countries like Canada be determined by EMV? How May Canada’s Path to Mobile Differ from the U.S. Path?, William Giles, MasterCard-Canada Region

Amer Matar, Moneris Solutions; Todd Roberts, CIBC

-

**10:45 · EMV/Mobile Payment Readiness Across the Payments Ecosystem** (MB32)

**Moderator**: Allen Friedman, TSYS

[Card Issuance and Personalization](https://www.securetechalliance.org/secure/events/20140205/smithg.pdf), Garfield Smith, Oberthur Technologies

[Consumer Education and Awareness](https://www.securetechalliance.org/secure/events/20140205/peabodyg.pdf), George Peabody, Glenbrook Partners

[Adding NFC Add-Ons to Accelerate Adoption](https://www.securetechalliance.org/secure/events/20140205/tzipermano.pdf), Ofer Tziperman, OTI

[Project Planning for EMV and NFC](https://www.securetechalliance.org/secure/events/20140205/samys.pdf), Sherif Samy, UL

-

**1:00 · MPOS–Mobile Payments Acceptance** (MB33)

**Moderator**: Sridher Swaminathan, First Data

[Advances in MPOS](https://www.securetechalliance.org/secure/events/20140205/wesleyb.pdf), Bob Wesley, LEAF

[EMV and Mobile Acceptance](https://www.securetechalliance.org/secure/events/20140205/seryo.pdf), Oliver Sery, TAS Group

[MPOS and ECR](https://www.securetechalliance.org/secure/events/20140205/wakefieldj.pdf), Jeff Wakefield, VeriFone

-

**2:00 · Roundtable Discussion: What Retailers Want and Want to Avoid with EMV and NFC** (MB34)

**Moderator**: Steve Mott, BetterBuyDesign

**Panelists**: Ed Mastrangelo, Acquirer Systems; David Worthington, Bell ID; Bill Robertson, Apriva

**Convergence Session: Transit & Parking Innovation**

-

**9:00 · Payments Solutions in Parking** (TR31)

**Moderator**: Steven Grant, LTK Engineering Services

[Parking Systems Payments Trends and Standards, International Parking Institute](https://www.securetechalliance.org/secure/events/20140205/slaytonr.pdf), Roger Slayton, CTR Parking

[Mobile Payments for Parking](https://www.securetechalliance.org/secure/events/20140205/cumminsd.pdf), David Cummins, Xerox representing LA DOT

Enabling Parking Systems for EMV, Contactless, and NFC, Steve Grant, LTK Engineering Services

[Business Case for Payments Innovation for Parking   Operators](https://www.securetechalliance.org/secure/events/20140205/courteauj.pdf), Jeff Courteau, Minneapolis-St. Paul International Airport

-

**10:45 · Technical Standards for Transit** (TR32)

**Moderator**: Michael Dinning, DOT

[Global Platform Work Group on Transit](https://www.securetechalliance.org/secure/events/20140205/gillickk.pdf), Kevin Gillick, GlobalPlatform

[ISO standards for Transit Payments](https://www.securetechalliance.org/secure/events/20140205/okunieffp.pdf), Paula Okunieff, Xerox State & Local Solutions

[CIPURSE Standards (OSTP)](https://www.securetechalliance.org/secure/events/20140205/bonneauw.pdf), Walt Bonneau, OSPT Alliance

[PIV Cards and Opacity in Transit](https://www.securetechalliance.org/secure/events/20140205/stonern.pdf), Nick Stoner, HID Global

-

**1:00 · Future Fare Payment and Collection Trends in Transit & Parking** (TR33)

[National Academy Next Generation Fare Operations Study](https://www.securetechalliance.org/secure/events/20140205/weisenbergert.pdf), Tim Weisenberger, USDT-Volpe Center

[Transit Ticketing as a Service](https://www.securetechalliance.org/secure/events/20140205/matsumotoj.pdf), Jane Matsumoto, Accenture

[BIBO Wireless Ticketing Media](https://www.securetechalliance.org/secure/events/20140205/oelertk.pdf), Kai Oelert, Scheidt & Bachmann GmbH

-

**2:00 · Roundtable Discussion: Small to Mid-Sized Transit Agencies Fare Payments Considerations** (TR34)

Scott Mazick and Charity Cage, RTC-Las Vegas

[Small to Mid-Sized Transit Agencies Fare Payments Considerations](https://www.securetechalliance.org/secure/events/20140205/legaultl.pdf), Louis Legault, Society De Transport De Montreal

---

### Related:

- [Mobile Driver’s License (mDL) and mDL Reader Interoperability Testing Guidance ](https://www.securetechalliance.org/mobile-drivers-license-mdl-and-mdl-reader-interoperability-testing-guidance/)









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