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title: "Event Proceedings : February 3-5, 2015 - Secure Technology Alliance"
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[Home](https://www.securetechalliance.org/)Event Proceedings : February 3-5, 2015

# Event Proceedings : February 3-5, 2015









# 2015 Payments Summit

**February 3-5, Grand America Hotel, Salt Lake City

**

![payments-summit-slider-sponsors-2](https://www.securetechalliance.org/wp-content/uploads/payments-summit-slider-sponsors-2.jpg)

Click image below to View Conference Program:

[![Thumbnail](https://www.securetechalliance.org/secure/events/20150203/cover.jpg)](https://www.securetechalliance.org/secure/events/20150203/showguide.pdf)

---

*Click any hyperlinked title to view presentation slides.*

*Plenary Sessions*

## Tuesday, February 3

8:30  **Plenary Keynote Session**

[Chairman’s Welcome Address**
](https://www.securetechalliance.org/secure/events/20150203/vanderhoofr.pdf)Randy Vanderhoof, Executive Director, Smart Card Alliance

[The State of Chip Migration and Learnings for Issuers, Merchants and Acquirers](https://www.securetechalliance.org/secure/events/20150203/lawrencek.pdf) (PS11)

Kimberly Lawrence, SVP Global Corporate Initiatives, Visa

9:30 Plenary Keynote Session**

[EMV Readiness from an Acquirer’s Vantage Point](https://www.securetechalliance.org/secure/events/20150203/waltersp.pdf) (PS12)**
Patty Walters, SVP EMV Corporate Strategy, Vantiv

10:00 Plenary Keynote Session**

[Mobile Tokenization and the Value of User Authenticated Digital Transactions](https://www.securetechalliance.org/secure/events/20150203/NoPresentationAvailable.pdf) (PS13)**
James Anderson, Group Head & Senior Vice President, Shared Platform Services, MasterCard

11:00 Plenary Keynote Session**

The Final Year Ahead of the EMV Target Date, a Roundtable Panel Including Brands, Issuers, Acquirers, and Merchants (PS14)**
Moderator:** Jack Jania, Gemalto **Panelists: **Dr. Art Harper, PSCU; Ellie Smith, Discover; Allen Friedman, Ingenico; John Drechny, Wal-Mart Stores

1:30 **Plenary Keynote Session**

[Apple Pay and the Rise of Tokenization](https://www.securetechalliance.org/secure/events/20150203/manfredel.pdf) (PS15)**
Lee E. Manfred, Partner, First Annapolis

2:30 Plenary Keynote Session**

[Mobile Payments Industry Workgroup Efforts to Promote Secure Mobile Payments and Tokenization](https://www.securetechalliance.org/secure/events/20150203/NoPresentationAvailable.pdf) (PS17)**
Dave Lott, Federal Reserve Bank of Atlanta

3:45 Plenary Keynote Session**

[Update from London: What’s Next at Transport for London](https://www.securetechalliance.org/secure/events/20150203/mcevoyn.pdf) (PS18)**
Neil McEvoy, CEO, Consult Hyperion

4:15 Plenary Keynote Session**

Mobile Payments Models and Consumer Values (PS19)

**Moderator:** Steve Mott, BetterBuyDesign **Panelists: **Beth Costa, MCX; Leon Majors, Phoenix Marketing, Frank Liddy, Paydiant

*Track Sessions*

### Wednesday, February 4

### EMV Payments Track

8:45 **The EMV Payments Landscape for 2015** (EP21)

**Moderator: **Frazier Evans, Booz Allen Hamilton **Speakers:** [Smart Card Market Size for US Payments Cards](https://www.securetechalliance.org/secure/events/20150203/russellb.pdf), Brian Russell, G&D; [An Issuer’s Choice: Alternative Approaches to EMV Payments Options and CVMs](https://www.securetechalliance.org/secure/events/20150203/smithg.pdf), Garfield Smith, Oberthur Technologies; [EMV Processing for All Payments Types](https://www.securetechalliance.org/secure/events/20150203/englishm.pdf), Michael English, Heartland Payments; [EMV Communications and Education Best Practices](https://www.securetechalliance.org/secure/events/20150203/jacksond.pdf); Diane Jackson, CPI Card Group

10:45 **EMV Acceptance Across Different Payments Channels** (EP22)

**Moderator: **Brady Cullimore, American Express **Speakers:** [Merchant Acceptance Choices for EMV Payments](https://www.securetechalliance.org/secure/events/20150203/watersm.pdf), Mitzie Waters, Bank of America Merchant Services; [How Petro Retailers Are Managing EMV Timelines](https://www.securetechalliance.org/secure/events/20150203/gundersonk.pdf), Kara Gunderson, [CITGO Petroleum Company; What ATM Operators Are Doing to Prepare for EMV](https://www.securetechalliance.org/secure/events/20150203/spidled.pdf), Deborah Spidle, [Paragon Application Services; EMV Considerations for Transit and Unattended POS](https://www.securetechalliance.org/secure/events/20150203/lakers.pdf), Simon Laker, Consult Hyperion

1:30 **Education Roles of EMV Chip Migration** (EP23)

**Moderator: **James Lock, JP Morgan Chase **Speakers:** [Issuer Learnings for Cardholder Awareness](https://www.securetechalliance.org/secure/events/20150203/karzand.pdf), Dana Karzan, Citi Cards; [Timing and Planning of Merchant Enablement for EMV](https://www.securetechalliance.org/secure/events/20150203/poursardarm.pdf), Maryam Poursardar, Verifone; [Terminal Integration Testing Procedures for EMV](https://www.securetechalliance.org/secure/events/20150203/rossd.pdf), Derek Ross, ICC Solutions; [A Multi-layered Approach to Educating the Market for EMV Adoption](https://www.securetechalliance.org/secure/events/20150203/NoPresentationAvailable.pdf), Carolyn Balfany, MasterCard

3:15** A Multi-Layered Approach to Managing Fraud Risk Assessing Threats and Mitigating Risks of Future Data Breaches** (EP24)

**Moderator: **Kelly Urban, First Data Group **Speakers:** [How EMV and Encryption Secures Card Present Transactions](https://www.securetechalliance.org/secure/events/20150203/gumbleyj.pdf), Jeremy Gumbley, CreditCall Corp; [Role of Tokenization in Securing the Payments Transactions](https://www.securetechalliance.org/secure/events/20150203/swaminathans.pdf), Sree Swaminathan, First Data; [Securing the Card Not Present Channel White Paper Report](https://www.securetechalliance.org/secure/events/20150203/reefr.pdf), Rodman K. Reef, Reef Karson Consulting

4:15    **Roundtable Discussion: EMV Contactless, Debit, and Mobile Payments** (EP25)

**Moderator: **Reid Holmes, Inside Secure **Panelists:** Manish Nathwani, SHAZAM; Simon Hurry, Visa; Nick Pisarev, Giesecke & Devrient

### Mobile Payments Track

8:45 **Mobile Device Authentication** (MP21)

**Moderator: **Jose Diaz, Thales e-Security **Speakers:** [FIDO-ready Mobile Authentication,](https://www.securetechalliance.org/secure/events/20150203/poitnerm.pdf) Michael Poitner, NXP; [Smart Card-based Mobile Device Security](https://www.securetechalliance.org/secure/events/20150203/jamaln.pdf), Nizar Jamal, Tyfone; [Using Biometrics to Secure Mobile HCE Transactions](https://www.securetechalliance.org/secure/events/20150203/chavanelj.pdf), Jerome Chavanel, Morpho

10:45 **Comparing Mobile Payments Models for Security, User Interface, and Payments Transaction Processing **(MP22)

**Moderator: **Tom Zalewski, Mozido CorFire **Speakers:** [Apple Pay: Does It Work Compared with Plastic?](https://www.securetechalliance.org/secure/events/20150203/manfredel.pdf), Lee E. Manfred, First Annapolis; [White Label Mobile Wallet Solutions](https://www.securetechalliance.org/secure/events/20150203/liddyf.pdf), Frank Liddy, Paydiant; [Enabling Non-NFC Smartphones for Payments](https://www.securetechalliance.org/secure/events/20150203/regoj.pdf), John Rego, OTI America

1:30 **Mobile Payments Approaches For Securing Digital Transactions** (MP23)

**Moderator: **Cathy Medich, Smart Card Alliance **Speakers:** [Security Implications of SE, HCE, and TEE-based Mobile Security](https://www.securetechalliance.org/secure/events/20150203/damourc.pdf), Christian Damour, FIME; [End To End Simplified Service Management Framework](https://www.securetechalliance.org/secure/events/20150203/gillickk.pdf), Kevin Gillick, GlobalPlatform; [Hardware-based vs Software-based Mobile Security](https://www.securetechalliance.org/secure/events/20150203/bronm.pdf), Maarten Bron, UL; [Bitcoin as an Enabler for Mobile Payments and Global Remittances](https://www.securetechalliance.org/secure/events/20150203/NoPresentationAvailable.pdf), Scott Dueweke, Zebryx Consulting

3:15 **Mobile Point of Sale Systems Approaches **(MP24)

**Moderator: **Robert Merkert, Advanced Card Systems **Speakers:** [Clover Mobile All-in-One POS](https://www.securetechalliance.org/secure/events/20150203/schulzem.pdf), Mark Schulze, Clover; [The Mobile Point-of-Sale: New Acceptance Approaches](https://www.securetechalliance.org/secure/events/20150203/vlugte.pdf), Erik Vlugt, VeriFone; [The Four Essential Elements for Today’s mPOS](https://www.securetechalliance.org/secure/events/20150203/milesr.pdf), Ruston Miles, Bluefin Payment Systems

4:15 **Roundtable Discussion: Will Tokenization be the Next Mobile Payments Battleground?** (MP25)

**Moderator: **Brent Bowen, Valid USA **Panelists: **Hans Reisgies, Sequent; John Ekers, ABnote; Marc Lulic, MasterCard

### Transportation Track

8:45 **What Transportation Wants From Payments EMV Contactless, Closed Loop, Prepaid, Mobile, and Account Based Options** (TP21)

**Moderator: **Trevor Findley, CH2M Hill **Speakers:** [Transit Agency Perspective](https://www.securetechalliance.org/secure/events/20150203/devittom.pdf), Michael DeVitto, MTA/NYC Transit; [Transit Integrator Perspective](https://www.securetechalliance.org/secure/events/20150203/blued.pdf), Dave Blue, Cubic; [Payments Network Perspective](https://www.securetechalliance.org/secure/events/20150203/manahano.pdf), Oliver Manahan, MasterCard; [Prepaid Program Manager Perspective](https://www.securetechalliance.org/secure/events/20150203/NoPresentationAvailable.pdf), Craig Roberts, InComm; [Payments Network Perspective](https://www.securetechalliance.org/secure/events/20150203/mealeyk.pdf), Ken Mealey, American Express

10:45 **Large Agency Use Cases for Fare Payments Innovation** (TP22)

**Moderator: **John Vasilj, Accenture **Speakers:** [Philadelphia SEPTA](https://www.securetechalliance.org/secure/events/20150203/kanej.pdf), Jerry Kane, SEPTA; [Toronto Presto](https://www.securetechalliance.org/secure/events/20150203/hollisr.pdf), Rob Hollis, Presto; [MTC SF Bay Area](https://www.securetechalliance.org/secure/events/20150203/weinstenj.pdf), Jason Weinstein, MTC

1:30 **Payments Trends in Parking** (TP23)

**Moderator: **Rich Goodwin, LTK Engineering Services **Panelists: **Fabien Pesenti, SIX Payment Services; Patrick Brooke, Sentry Control; Tom Wunk, T2 Systems; Shawn Conrad, International Parking Institute

3:15 **Small Agency Use Cases for Fare Payment Innovation** (TP24)

**Moderator:****
Craig Roberts, InComm Speakers:** [UTA](https://www.securetechalliance.org/secure/events/20150203/vanwiej.pdf), Jerry Van Wie, UTA; [TriMet](https://www.securetechalliance.org/secure/events/20150203/tuckerc.pdf), Chris Tucker, TriMet; [Niagara Frontier (Buffalo) Transportation Authority](https://www.securetechalliance.org/secure/events/20150203/georget.pdf), Thomas George, NFTA

4:15 **Roundtable Discussion: Making the Transportation Payments Decision** (TP25)

**Moderator: **Mike Wilson, Accenture **Panelists:** David Leininger, Dallas Area Rapid Transit; Michael C. Nash, Xerox State and Local Solutions; Jonathan Davis, MBTA

*Track Sessions*

### Thursday, February 5

### EMV and Mobile Payment Convergence Track

8:45 **Payments Industry Standards Updates** (MB31)

**Moderator: **Docia Myer, CPI Card Group **Speakers:** [EMVCo’s Role in Mobile Specifications](https://www.securetechalliance.org/secure/events/20150203/byrneb.pdf), Brian Byrne, EMVco; [PCI Data Security Standards 3.0](https://www.securetechalliance.org/secure/events/20150203/leacht.pdf), Troy Leach, CISSP, CISA, PCI Security Standards Council; [Common AID Debit Application](https://www.securetechalliance.org/secure/events/20150203/tomasofskyp.pdf), Paul Tomasofsky, Debit Network Alliance

10:45 **Mobile Wallet Merchant Use Cases** (MB32)

**Moderator: **Deborah Baxley, Capgemini Financial Service **Speakers:** [Cumberland Farms](https://www.securetechalliance.org/secure/events/20150203/banksd.pdf), David Banks, Cumberland Gulf Group; [Bringing Gas and C-Stores into the Mobile Age](https://www.securetechalliance.org/secure/events/20150203/wesleyr.pdf), Robert Wesley, Aurus; [Protecting Consumer Data for Merchants Use](https://www.securetechalliance.org/secure/events/20150203/boudierb.pdf), Benoit Boudier, Ingenico

1:00 **Changing Risk Management through Payments Innovation** (MB33)

**Speakers:**[HCE + Tokenization and Mobile Security](https://www.securetechalliance.org/secure/events/20150203/latgeb.pdf), Bastien Latge, Inside Secure; [Ushering Commerce into the Mobile/Digital World](https://www.securetechalliance.org/secure/events/20150203/bernardt.pdf), Troy Bernard, Discover; [In-device Security For Buyer Authentication](https://www.securetechalliance.org/secure/events/20150203/benitez.pdf), Philippe Benitez, Gemalto

2:00 **Roundtable Discussion: Does EMV and Mobile Complement or Complicate Payments** (MB34)

**Moderator: **Dave Lott, Federal Reserve Bank of Atlanta **Panelists: **Brian Russell, Giesecke & Devrient; John W. Brady, USAA; Steve Mott, BetterBuyDesign

8:45 **Smart Cities and Transportation Payments Convergence** (TR31)

**Moderator: **Mike Dinning, DOT Volpe **Speakers:** [Transit Payments: Ticket to the Smart City of the Future](https://www.securetechalliance.org/secure/events/20150203/dinningm.pdf), Mike Dinning, DOT Volpe; [Unified Transit and Tolling in Massachusetts](https://www.securetechalliance.org/secure/events/20150203/kocurg.pdf), George Kocur, MIT; [Citizen Card To Access Community Services](https://www.securetechalliance.org/secure/events/20150203/bellinim.pdf), Marcelo Bellini, Morpho; [Smart Mobility: Secure and Connected](https://www.securetechalliance.org/secure/events/20150203/cochranr.pdf), Randy Cochran, NXP Semiconductors

10:45 **Payment Applications in Transit and Parking **(TR32)

**Moderator: **Julie Green, LTK Engineering Services **Speakers:** [Using EMV Cards for Account Based Transit Fares](https://www.securetechalliance.org/secure/events/20150203/haldenn.pdf), Nick Halden, Vix Technology; [New Age of Smart Ticketing](https://www.securetechalliance.org/members-presentations-20150203/remboldl.pdf), Lars Rembold, Scheidt & Bachmann; [Apple Pay for Transit](https://www.securetechalliance.org/secure/events/20150203/parkern.pdf), Nat Parker, GlobeSherpa; [Mobile Ticketing Using QR Codes](https://www.securetechalliance.org/secure/events/20150203/robinj.pdf); Joshua Robin, Masabi

1:00 **Vending, Parking and Unattended Terminals **(TR33)

**Moderator: **John McGee, LTK Engineering Services **Speakers:** [EMV Implementation at Unattended POS Devices](https://www.securetechalliance.org/secure/events/20150203/zivg.pdf), Gonen Ziv, OTI America; [Parking Case Study: The Bridge from Hardware to Software](https://www.securetechalliance.org/secure/events/20150203/gutierrezk.pdf), Khristian J. Gutierrez, Passport; [Advances in Vending Payments](https://www.securetechalliance.org/secure/events/20150203/duskam.pdf), Maeve McKenna Duska, USA**
Technologies

2:00 Roundtable Discussion: How the Current Trends in Secure Chip Technology are Shaping the Future of Payments** (TR34)

**Moderator: **Karrie MacDonald, Gemalto **Panelists:** Sherif Samy, UL; Jamie Topolski, Fiserv; Rajesh Sharma, INSIDE Secure

---

### Related:

- [Mobile Identity Use Cases in Financial Services ](https://www.securetechalliance.org/mobile-identity-use-cases-in-financial-services/)

- [Mobile Driver’s License (mDL) and mDL Reader Interoperability Testing Guidance ](https://www.securetechalliance.org/mobile-drivers-license-mdl-and-mdl-reader-interoperability-testing-guidance/)









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