September 2019 Monthly Member Bulletin
Executive Director Message
Leading the Mobile Driver’s License Initiative
As a frequent traveler and businessman, I need to carry identification on me at all times. Whether I am checking in at the airport to go to my next conference or meeting, renting a car, checking into a hotel, or even getting through security at my destination, I reach into my wallet and pull out the one physical identification card that is universally accepted as proof of my identity – my state-issued driver’s license. Ironically. the last time I had to show my driver’s license for something actually related to driving other than a rental car was when I had to stand in line at the state motor vehicle agency to get my license renewed.
I carry more than a dozen cards in my wallet that I show people to obtain other services, like my gym membership, my shopping club, my airline club, and my health insurance card. Those cards give me access to those specific services, but they don’t carry the same trusted proof of who I am as my driver’s license does.
In recent years, mobile wallets began to allow for the storage and presentment of many of these cards on a mobile phone, except for a driver’s license – but that’s about to change. Mobile driver’s licenses (mDLs) are coming, and the Secure Technology Alliance and the U.S. Payments Forum are helping to make this happen sooner.
The Secure Technology Alliance recently announced a new Identity Council-led project to rally together mobile identity experts and industry leaders supplying secure, standards-based driver’s license technology to state motor vehicles agencies. The project is designed to educate potential relying parties of the uses and benefits of mobile driver’s licenses. The Alliance is partnering with key stakeholders who are going to usher in the further expansion of mDLs by examining the ISO standards under development and working with key organizations like AAMVA, who represents the digital identity needs for all state motor vehicles agencies.
The goal of our mobile driver’s license initiative is to identify the requirements of retailers, financial institutions, aviation security agencies, government organizations, healthcare providers and others for using mDLs to prove identities for a wide variety of uses. Along with proving identity, mDLs will be able to deliver relevant attributes such as age, photo image, home address, and certain permits or privileges that have been granted to the individual presenting the mDL. All of these uses can be delivered with enhanced security and convenience via a mobile device and can give consumers control to present only the limited personal information needed for that particular use of their mobile identity. For instance, if you have to show you are above the legal age to purchase alcohol, you do not have to share your home address, height and weight with the retailer.
We believe the mobile driver’s license will be a transformative technology shift in digital identification, much as NFC and mobile wallets have transformed digital payments. Hopefully it will result in me not having to carry any plastic cards on my business trips. To learn more about this exciting new Identity Council initiative, visit the Mobile Driver’s License Initiative web site for more details and for information on how to join in this effort.
Forum Educational Webinar: Contactless POS Experience Best Practices
The U.S. Payments Forum is hosting a webinar, Contactless POS Experience Best Practices, on Tuesday, October 8, at 1pm ET/10am PT.
Registration is available at: https://attendee.gotowebinar.com/register/8938708877714034178
Consumers have more opportunities to tap to make a payment: recent initiatives from Bank of America, Chase and Wells Fargo are putting contactless cards in the hands of consumers and 78 of the top 100 merchants are currently accepting contactless payments. With these major contactless rollouts, tapping to pay is becoming the norm for the everyday U.S. consumer.
For contactless to really take off, consumers need to learn where, when and how to tap. And while many merchants have enabled contactless capabilities, they may be considering what else they need to equip their sales staff to help their customers use their contactless cards and devices. The Forum webinar will provide attendees with the best practices for the consumer experience at the contactless POS.
The webinar will discuss best practices for:
- Consumer communications at the POS
- Consumer transaction prompting and flow
- Cashier training
Speakers include: Berke Baydu, Mastercard; TJ Considine, Visa, and Randy Vanderhoof, U.S. Payments Forum.
Registration Open for 2020 Payments Summit
Take a minute to mark your calendar for the 2020 Payments Summit! Plan to join us Feb. 24-27, 2020, at the Salt Lake Marriott Downtown at City Creek, Salt Lake City, UT. The summit will again be held jointly with U.S. Payments Forum Member Meeting, so count on plenty of sessions and networking to go along with a terrific U.S. Payments Forum agenda. The end of February is also when skiing conditions in the surrounding Wasatch Mountains are at their prime; enjoy outdoor activities beforehand. We look forward to seeing you; the summit is one of the only events that provides practical, actionable business and technical information that can be used to develop strategies and plans for implementing trending or new payments technologies.
New Certification Program: TSCIP
Beginning next month in October, the Secure Technology Alliance will offer a new certification for individuals who need access to secure areas of maritime facilities, vessels or PACS (physical access control systems) using the TSA-mandated identity credential known as TWIC® (Transportation Worker Identification Credential).
The Transportation Security Certified Identification Professional (TSCIP) program is a security training course that leads to a certification recognizing professionals who have knowledge and experience in advanced TWIC card implementation for access security.
This certification is geared specifically to professionals in the following areas:
- The Transportation Security Administration TWIC Program Office
- The U.S. Coast Guard
- Maritime Facilities Management
- Maritime Security Facility Officers / Port Police
- Maritime Facilities PACS Integrators / Vendors
The certification program is a joint effort between the Alliance and ID Technology Partners, a consulting and technical services organization with renowned TWIC technology experience; it’s another step further in the Alliance’s commitment to training, education and industry knowledge involving the use of strongly authenticated, government-issued identity credentials. Learn more.
Follow the Alliance on Social Media
The Secure Technology Alliance has enhanced its presence on social media with robust platforms on Twitter and LinkedIn. Here are some ways you can interact with the organization: