Smart Card Talk : July 2011 : Volume 16 : Number 7

Executive Director’s Letter » Member Profile » Feature of the Month »
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Executive Director’s Letter

Dear members and friends of the Alliance,

Rarely has there ever been a time in history when someone could sit in a room of less than 30 people and watch an entire multi-billion dollar industry ecosystem unfold and reveal its inner secrets and uncertainties in an open forum. But that is exactly what happened this week at the Federal Reserve Bank in Boston, at perhaps the final meeting of the Mobile Payments Industry Workgroup (MPIW).

The MPIW included about 25 leaders from organizations involved in the mobile payments industry who were handpicked by a joint team from the Federal Reserve Bank of Boston and Atlanta (from the research side of the Fed, not the regulatory side that was so prominent in the news about the Durbin Amendment regulations recently). Over the last 18 months, this adhoc committee has met six times for a series of discussions about the emerging mobile payments market. These sessions encouraged industry stakeholders to talk about their unique roles and positions in the market and helped participants form a greater understanding of the shared challenges and opportunities ahead in the coming mash-up of technologies and business interests among mobile operators, financial institutions, and merchants in implementing NFC mobile payments. The MPIW included senior managers and CEOs from the payments brands, financial institutions, mobile network operators, payments processors, and mobile technology and services providers, along with industry associations like the Smart Card Alliance, CTIA (wireless industry), NACHA (payments industry), and Merchant Advisor Group (merchants). This collaboration led to the publication of the Federal Reserve research paper, “Mobile Payments in the United States: Mapping Out the Road Ahead,” on March 25, 2011.

SCALA Associate Director’s Letter

Dear SCALA–Smart Card Alliance Latin America Member and Friends,

It is great when we can share successes with colleagues, the industry, and friends. Last month we gave our readers a preview of the Government Information Exchange mission to Costa Rica, and stated that in this month’s newsletter we would provide more information on the event. This is one of the primary Smart Card Alliance values for the industry: the ability to share information with the market. We try not to promote ourselves, but encourage our members to promote our organization based on the value that we bring to the market and their organizations.

Sometimes, this objective is hard to accomplish. While our member organizations find value in being part of our association and see a competitive advantage in supporting our efforts to promote best practices and develop educational resources, and in developing their professional networks, it is hard for organizations to want to share information with counterparts and potential rivals.

The 10th Annual Smart Card Alliance Government Conference

Member Profile

This month Smart Card Talk spoke with John Mears, director of Biometric Solutions at Lockheed Martin. In this role, he is responsible for program performance, strategy, and technology plans for biometric identification and verification applications across major market segments including Homeland Security and Justice.

Identity management programs currently within Mr. Mears’ portfolio include the TSA Transportation Worker’s Identification Credential (TWIC) program and the FBI’s Card Scanning Service IV (CSS IV) program. Mr. Mears is also responsible for the RapI.D.™ rapid DNA identification program, a collaboration with ZyGEM Corp. Ltd’s Microlab unit.

Feature of the Month

EMV: Facts at Glance

EMV is a hot topic in the U.S. payments industry this summer. The media is reporting that travelers are having problems using magnetic stripe cards in Europe, U.S. banks are now issuing EMV chip cards for travelers, and the industry is buzzing with discussion of the changes to debit interchange and the impact that the new regulations will have on issuer investments in fraud-reducing technologies. This month’s Smart Card Talk article focuses on answering questions about EMV and about the impact that EMV has on reducing payment card fraud.

1. What is EMV?

EMV is an open-standard set of specifications for smart card payments and acceptance devices. The EMV specifications were developed to define a set of requirements to ensure interoperability between chip-based payment cards and terminals. EMV chip cards contain embedded microprocessors that provide strong transaction security features and other application capabilities not possible with traditional magnetic stripe cards. Today, EMVCo manages, maintains and enhances the specifications. EMVCo is owned by American Express, MasterCard, JCB, and Visa, and includes other organizations from the payments industry participating as technical and business associates. Information on the specifications and organization is available at

Upcoming CSCIP Training and Exam Dates

Visit /activities-leap for registration information.

CSCIP Training &
Exam Prep Course¹
CSCIP Exam City, State, Country
November 1, 2011
November 4, 2011 Washington, DC
(Smart Cards in Government Conf)
November 14, 2011
(CSCIP only)
November 16 or 17 Paris, FRANCE²
(Cartes & Identification 2011)
¹ This full day course is held from 9:00am–4:30pm at a location to be named in the city, state listed above. The cost for attending this course is $475 ($380 for members).
² International CSCIP training and exam pricing varies from standard pricing. Please contact [email protected] for further details.

New CSCIP Accreditations

Congratulations to the LEAP members who have successfully completed the requirements for professional accreditation as Certified Smart Card Industry Professionals.

View the entire list of Certified Smart Card Industry Professionals.

Name Company Certified Since
Kerry Cousins Gemalto June 2011
Akiko Haga The Royal Bank of Scotland Group June 2011
Roald Harter Hirsch Electronics June 2011
Diana S. Loughner IDenticard July 2011
Gilliaume Oosthuizen Thales June 2011

New CSCIP/G Accreditations

Congratulations to the LEAP members who have successfully completed the requirements for professional accreditation as Certified Smart Card Industry Professionals / Government.

View the entire list of Certified Smart Card Industry Professionals / Government.

Name Company Certified Since
Nhan Huynh Protiviti Government Solutions July 2011
Robert Merkert SCM Microsystems July 2011