The 7th Annual Conference
2014 Payments Summit
February 5-7, Grand America Hotel, Salt Lake City, Utah

Click any hyperlinked title to view presentation slides.
Wednesday, February 5
Plenary Sessions
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8:30 · Plenary Keynote Sessions (PS11)
- Chairman’s Welcome Address, Randy Vanderhoof, Executive Director, Smart Card Alliance
- The State of EMV Migration in the United States: Progress Update and Early Learnings, Stephanie Ericksen, Head of Authentication Product Integration, Visa
- Mobile Commerce in 2014: Isis Mobile Wallet, Jim Stapleton, Chief Sales Officer, Isis
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10:30 · Plenary Keynote Sessions (PS14)
- Transforming Payments for an Enhanced Consumer Experience, Edward Olebe, Group Head, U.S. Emerging Payments and Global Products and Solutions, MasterCard Worldwide
EMV in the U.S. The Twists and Turns for U.S. Migration
Moderator: Dan Heimann, ACI
Panelists: Troy Bernard, Discover Financial; John Drechny, Wal-Mart Stores; Jack Jania, Gemalto; Patricia Walters, Vantiv; Emily Santos, SunTrust Banks -
1:30 · Plenary Keynote Sessions (PS16)
- Update on Transit, Tolling & Parking Convergence: Is the Vision Becoming Reality?, Michael Dinning, Director, Transportation Logistics & Security, US Department of Transportation, Volpe National Transportation Systems Center
- EMVCo: Global Payment Card Specifications Adapting to Contactless & Mobile Commerce for Payments, Brian Byrne, Director of Operations, EMVCo
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3:45 · Plenary Keynote Sessions (PS19)
- FIDO AllianceAuthentication in an Always Connected, Mobile World, Joerg Borchert, Infineon, on behalf of FIDO Alliance
Transit Agency Executive Roundtable on EMV, Mobile, and Account-based Fare Collection
Moderator: Randy Vanderhoof, Smart Card Alliance
Panelists: Michael DeVitto, MTA/New York City Transit; Clair Fiet, Utah Transit Authority; John McGee, SEPTA;, Greg Garback, WMATA
Track Sessions
Thursday, February 6
EMV Payments Track
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9:00 · State of US EMV Migration Technology & Business Implications for the Market (EP21)
Moderator: Oliver Manahan, MasterCard
Considerations for Enabling Debit Routing with Consumer and Merchant Choice, Nick Pisarev, Giesecke & Devrient America
Can EMV Testing and Certification Be Made More Efficient? Cindy Kohler, Visa
Choosing the Best EMV Risk Parameters for the US Market Chip and What? Online or Offline? Contact or Dual Interface? Kevin Emery, Discover Financial Services
Can Consumer and Merchant Education Keep Pace With Rapid Change? Cynthia Knowles, FIS North American Card Solutions -
10:45 · EMV Payments Acceptance Across All Channels (EP22)
Moderator: Deane Cook, Chase Card Services
ATM Operators and International Transactions, Ron Schnittman, Bank of America
Securing the Card Not Present Channels, Astrid Wang, Gemalto
EMV as Part of the Transforming Consumer Payment Experience, Erik Vlugt, VeriFone -
1:30 · EMV Implementation Strategies (EP23)
Moderator: Reid Holmes, Inside Secure
Choosing the Correct Card Technology Options and Card Management Strategy for Issuers, Philip Andreae, Oberthur Technologies
Merchant Terminal Implementation Considerations, Bruce Murray, B2
Acquirer Strategies for EMV Acceptance and Processing, Allen Friedman, TSYS
Interac Experience with EMV Debit, Lorna Johnson, Interac -
3:15 · After EMV: What Comes Next? (EP24)
Moderator: Docia Myer, CPI Card Group
EMV, Tokenization and the Cloud, Mike Kutsch, MasterCard Worldwide
EMV and PCI, Troy Leach, PCI Security Standards Council
Bringing Hardware-based Security to Digital Commerce, Michael Ting, SecureKey -
4:15 · EMV Roundtable Discussion: The Changing U.S. Payments landscape: Impact of Innovation on Payments Behavior in the Future (EP25)
Moderator: Cathy Medich, Smart Card Alliance
ACH, Mobile, New Technologies, Deborah Baxley, Capgemini Financial Services Global Business Unit
Key Considerations for Security and Privacy, NFC, Jeff Fonseca, NXP Semiconductors
Merchant Impact, Michael English, Heartland Payment Systems
Mobile Payments Track
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9:00 · State of Mobile Payments Technology and Business Implication for the Market (MP21)
Moderator: John Rego, OTI America
Perspectives on Global NFC Payments Adoption, Lanny Byers, Consult Hyperion
Role of Mobile and Chip in Payments Innovation, Deborah Baxley, Capgemini Financial Services Global Business Unit
NFC Ecosystem Readiness – Devices, TSMs, and Secure Elements, Philippe Benitez, Gemalto -
10:45 · Understanding Mobile Payments Schemes and Offers Strategies (MP22)
Moderator: Chandra Srivastava, Visa
Isis Mobile Wallet, Tony Sabetti, Isis
Customer & Merchant Experience Considerations, Tom Zalewski, CorFire
Sprint Open NFC Wallet, Hans Reisgies, Sequent
Paydiant Mobile Wallet, Jed Rice, Paydiant -
1:30 · Securing Mobile Payments (MP23)
Moderator: Brent Bowen, VALID USA
Mobile User Authentication, Girish Wadhwani, Nok Nok Labs
Mobile Testing and Certification, Xavier Giandominici, FIME
Advances in TEE Security Standards, Kevin Gillick, GlobalPlatform
NFC Credentials in the Cloud–Pros and Cons of Secure Element and HCE Models, Micheal Gargiulo, TNG Technologies -
3:15 · Maturing of the NFC Mobile Payments Ecosystem (MP24)
Moderator: Kelly Urban, First Data
Service Provider TSM, John Ekers, ABnote
How NFC, BLE and QR Compare, Maarten Bron, UL
Why Smart Card Solutions for Mobile Cybersecurity will Accelerate Mobile Payments, Siva Narendra, Tyfone -
4:15 · Roundtable Discussion: Mobile as a Platform for the Next Generation (MP25)
Moderator: Jane Cloninger, Edgar Dunn
Panelists: Sadiq Mohammed, MasterCard Worldwide; Steve Mott, BetterBuyDesign; Chandra Srivastava, Visa
Transit Payments Track
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9:00 · Building on the Open Loop Payments Foundation (TP21)
Moderator: Julie Green, LTK Engineering
Philadelphia, Jerry Kane, SEPTA
Washington DC, Greg Garback, WMATA
New York City, Amy Linden, MTA/ NYCT
PRESTO, Edgar Seiden, PRESTO -
10:45 · Emerging Transit Payments Options Panel (TP22)
Moderator: Willy Dommen, Accenture
Dallas, David Leininger, Dallas Area Rapid Transit
Boston MBTA, Jonathan Davis, MBTA
Europe’s Transport Future, Gerd Thys, Clear2Pay
Considerations for Agencies Adopting NFC Mobile Ticketing, David deKozan, Cubic -
1:30 · Making Open Loop Payments Work for Transit (TP23)
Challenges with Open Loop in Transit, Michael Wilson, Accenture
EMV in Transit-Experiences from London, Neil McEvoy, Consult Hyperion
Navigating Association Rules for Open Payments, Trevor Findley, CH2M Hill
Efficient Open Payment Fare Collection, Nick Halden, VIX Technology -
3:15 · Prepaid Solutions for Transit (TP24)
Moderator: Michael Nash, Xerox
Transit Prepaid Card Market Overview, Michael Nash, Xerox
SEPTA’s Prepaid Card Implementation Model, Jerry Kane, SEPTA
Prepaid Solutions for Transit, Brian Hedberg, Ready Credit
UTA’s Prepaid Card Implementation Model, Craig Roberts, UTA and Phil Graves, InComm
SERVE’s Prepaid Cards for Transit, Matt Sollie, American Express -
4:15 · Roundtable Discussion, Open Payment Challenges for Smaller Agencies (TP25)
Moderator: Trevor Findley, CH2M-Hill
Panelists: Eric Schindewolf, Visa; Doug Kilgore, Isis; Craig Roberts, UTA; Mark Lulic, MasterCard
Track Sessions
Friday, February 7
Convergence Session: EMV/NFC Mobile Payments
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9:00 · Canada’s Journey to Mobile Payments – EMV, NFC, and/or Cloud (MB31)
Moderator: Tracey Black, GFH Group
Update on EMV Migration and Mobile Payment activities in Canada, Contactless Infrastructure Deployment-Creating a Path to Mobile?, Tracey Black, GFH Group
[Mobile Payment Solutions and Strategies under consideration in Canada, How will the path of EMV countries like Canada be determined by EMV? How May Canada’s Path to Mobile Differ from the U.S. Path?, William Giles, MasterCard-Canada Region
Amer Matar, Moneris Solutions; Todd Roberts, CIBC -
10:45 · EMV/Mobile Payment Readiness Across the Payments Ecosystem (MB32)
Moderator: Allen Friedman, TSYS
Card Issuance and Personalization, Garfield Smith, Oberthur Technologies
Consumer Education and Awareness, George Peabody, Glenbrook Partners
Adding NFC Add-Ons to Accelerate Adoption, Ofer Tziperman, OTI
Project Planning for EMV and NFC, Sherif Samy, UL -
1:00 · MPOS–Mobile Payments Acceptance (MB33)
Moderator: Sridher Swaminathan, First Data
Advances in MPOS, Bob Wesley, LEAF
EMV and Mobile Acceptance, Oliver Sery, TAS Group
MPOS and ECR, Jeff Wakefield, VeriFone -
2:00 · Roundtable Discussion: What Retailers Want and Want to Avoid with EMV and NFC (MB34)
Moderator: Steve Mott, BetterBuyDesign
Panelists: Ed Mastrangelo, Acquirer Systems; David Worthington, Bell ID; Bill Robertson, Apriva
Convergence Session: Transit & Parking Innovation
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9:00 · Payments Solutions in Parking (TR31)
Moderator: Steven Grant, LTK Engineering Services
Parking Systems Payments Trends and Standards, International Parking Institute, Roger Slayton, CTR Parking
Mobile Payments for Parking, David Cummins, Xerox representing LA DOT
Enabling Parking Systems for EMV, Contactless, and NFC, Steve Grant, LTK Engineering Services
Business Case for Payments Innovation for Parking Operators, Jeff Courteau, Minneapolis-St. Paul International Airport -
10:45 · Technical Standards for Transit (TR32)
Moderator: Michael Dinning, DOT
Global Platform Work Group on Transit, Kevin Gillick, GlobalPlatform
ISO standards for Transit Payments, Paula Okunieff, Xerox State & Local Solutions
CIPURSE Standards (OSTP), Walt Bonneau, OSPT Alliance
PIV Cards and Opacity in Transit, Nick Stoner, HID Global -
1:00 · Future Fare Payment and Collection Trends in Transit & Parking (TR33)
National Academy Next Generation Fare Operations Study, Tim Weisenberger, USDT-Volpe Center
Transit Ticketing as a Service, Jane Matsumoto, Accenture
BIBO Wireless Ticketing Media, Kai Oelert, Scheidt & Bachmann GmbH -
2:00 · Roundtable Discussion: Small to Mid-Sized Transit Agencies Fare Payments Considerations (TR34)
Scott Mazick and Charity Cage, RTC-Las Vegas
Small to Mid-Sized Transit Agencies Fare Payments Considerations, Louis Legault, Society De Transport De Montreal

