Luxembourg, July 12, 2004–Gemplus International S.A. (Euronext: LU0121706294–GEM and NASDAQ: GEMP), the world’s leading provider of smart card solutions, today announces nine new customer wins in emerging smart banking markets in Asia Pacific, South America, and Europe. This growth is testimony to Gemplus’ improved market performance in a five year EMV drive, which has seen the company become the fastest growing provider of smart card-based technology solutions to the financial services industry. Gemplus now serves 22% of the total market (Source: Frost & Sullivan, 2004).

The new customers Gemplus has recently won are:

• Sociedade Interbancária de Serviços (SIBS), Portugal
• Maybank, Malaysia
• HSBC, Malaysia
• AK Bank, Turkey
• Komercni Banka, Czech Republic
• Standard Chartered Bank, Malaysia
• Russian Standard Bank, Russia
• Vilniaus Bankas, Lithuania
• Santander Santiago, Chile

“We are committed to working very closely with our customers at every stage of EMV migration and beyond. We try to understand their key concerns, and we define with them the best migration strategy,” comments Philippe Julien, Vice President Marketing at Gemplus Financial Services Business Unit. “In the last five years, Gemplus has delivered more than 120 million smart banking cards to more than 600 customers in over 80 countries. This is a clear endorsement of our ‘global presence, local service’ strategy, designed to deliver the right solution to the right customer at the right time.”

Gemplus recently earned the Frost & Sullivan Competitive Strategy Leadership Award in recognition of its substantial market share and influence in the financial and loyalty smart card market,” says Anoop Ubhey, Senior Smart Card Industry Analyst at Frost & Sullivan. Mr Ubhey confirms: “Banks around the world are looking to Gemplus for the robust, cost-effective and secure smart card solutions for flexible EMV migration.”

Gemplus’ EMV smart card systems help build lasting, valuable customer relationships , and include applications like loyalty, online authentication, e-purse, and others. The company provides them to the world’s leading financial institutions, including: HBOS (UK), to which approximately 15 million EMV cards will be delivered until 2006; JCB (Japan); Citibank (Malaysia); SMT (Tunisia), making Gemplus the sole supplier of EMV cards and personalisation services to that country; Banamex (Mexico) and Banco do Brasil (400,000 EMV smart cards based on Java Card technology).

With a global market share of 30% in 2003, Gemplus was recently confirmed by Gartner as the world’s leading provider of smart card-based technology solutions for the sixth consecutive year.

About Gemplus

Gemplus International S.A. (Euronext: LU0121706294–GEM) and (Nasdaq:GEMP) is the world’s leading player in the smart card industry in both revenue and total shipments (source: Gartner-Dataquest (2003); Frost & Sullivan, Datamonitor.) It has the largest R&D team, unrivalled experience and an outstanding track record of technological innovation.

Gemplus offers an exceptional range of portable, personalized solutions that bring security and convenience to people’s lives. These include Mobile Telecommunications, Public Telephony, Banking, Retail, Transport, Identity, WLAN, Pay-TV, e-government, access control and a wealth of other applications.

Gemplus’ revenue in 2003 was 749 million Euros.